Blue Cross Tonik Health Insurance, Blue Cross of California

Oleg Skurskiy Authorized Agent for Anthem Blue Cross Tonik

For Questions about Purchasing Tonik , Please Call (818) 654-4548

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If you do not see your state above,please visit www.AskOleg.com or call 818-654-4548 to find health plans in your area . Oleg Skurskiy Authorized Independent Agent for Anthem Blue Cross (in California), Anthem Blue Cross and Blue Shield (in Colorado, Connecticut, Nevada and New Hampshire) and Blue Cross Blue Shield of Georgia. Independent licensees of the Blue Cross Blue Shield Association

You’re Young, You’re Healthy Tonik Health Plans are specially designed for single active adults. There are three plans custom tailored to suit your lifestyle. Consider this- a knee injury resulting in surgery & care could cost you $48,302. Without insurance, you pay the gross hospital bill (no discounts).

. The bottom line- you know you need insurance. Get your custom proposal instantly right here.

Annual Deductible: This is the amount you’ll have to pay before Blue Cross starts paying. Of course, the deductible is waived in certain cases, such as doctor visits, ER .

Copay: This is what you pay when you see the doctor, go to the emergency room or get generic prescription drugs.

In-Network
You save money when you go to doctors and hospitals in the Blue Cross PPO network. And don’t worry, Blue Cross network is huge.

Provider Finder is your online resource for finding doctors, hospitals and other health professionals that participate in your current plan or a different Blue Cross plan.

Remember : The Tonik plans do not include maternity benefits.

How to apply? : Tonik offers online application. It takes about 15 - 20 minutes to complete it and you will recieve instantly email with your status. Apply Now

Anthem Blue Cross is the trade name of Blue Cross of California. Anthem Blue Cross and Anthem Blue Cross Life
and Health Insurance Company are independent licensees of the Blue Cross Association. ® ANTHEM is a registered trademark of Anthem Insurance Companies, Inc. The Blue Cross name and symbol are registered marks of the Blue Cross Association.

You’re young. You’re healthy. You’re fit. You’re more adventurous and physically active then you will ever be. You’re between nineteen and twenty-nine years old, so you’ve pretty much got everything you’ll ever need. But unfortunately, life can be crazy unpredictable and freak accidents do happen. It could only take one slip skateboarding, one fall snow boarding, one spill down the bike trail, or one split second distraction on the road to find out that sometimes the financial pains resulting from dealing with an unexpected injury can be worse that the physical pain. If and when you find yourself hit by a minor or major accident, you are for sure going to wish you had the help that only reliable health care coverage can give you.

Well, Anthem Blue Cross in California is now offering three of straight-up, practical and affordable health care plans specifically designed to cover A to Z’s of your health that can save you money. They’re collectively known as TONIK. If you happen to be between 19 to 29 years of age, plan rates can be as low as sixty to eighty dollars per month, depending on which TONIK plan best describe your lifestyle and overall health insurance requirements as well as where you live in CA, your age and your general medical history. Rates are subject to change, but TONIK can help protect your way of life from just about any mishap.

TONIK is a truly cutting edge health insurance offering. Not only do the plan details or its look make TONIK stand out. But just as important, TONIK’s application and applicant approval process sets it apart from just about every health plan currently available. We know you’re busy and don’t have the time to sit for hours filling out paper work in an office. So we make it easy for you to do on your own time. Generation y’ers are one hundred percent able to apply for their TONIK plan of choice on the web’s ultra accessible no- paper-needed environment.

Anthem Blue Cross’s TONIK consist of a trio of similar health plans dubbed for types of young adult users they’re targeted toward. The plans are TONIK: The Thrill Seeker, TONIK: The Part Time Daredevil and TONIK: The Calculated Risk Taker. With the Blue Cross TONIK' system, all that recent college grads and their peers will have to do is figure out which of those categories they fall into and then apply. It’s that simple. Thrill Seekers will probably want health covered in case of sports related injury, an accident or other unforeseen medical predicament and figure that they’ll only need to visit a doctor three or four times a year. On the other hand, Calculated Risk Takers will be willing to pay a bit more for lower deductibles, unlimited doctor’s visits as well as comprehensive accident coverage. Part Time Daredevils’ health care needs will tend to fall somewhere between the two. Tonik even offers discounts for those who lead healthy lifestyles.

Each of Anthem Blue Cross’s TONIK brand health plans includes both dental and vision care. Their deductibles do not have to be satisfied in order for participants to be reimbursed for emergency room services clocking in somewhere over the $100 co-payment amount. Unlike competing PPO or HMO managed care plans, the physician’s office visit co-payment schedule includes not only x-ray but associated laboratory services as well. All covered health benefits are paid-out at 100% after TONIK’s deductibles have been satisfied. And, all three TONIK plans have an impressive $5,000,000 maximum benefit ceiling.

Anthem Blue Cross surveyed hundreds of young adults to find out what it was that they didn't like about standard health insurance offerings that was keeping 1.6 million of them out of the marketplace in California alone. And get this, nationwide more than thirty percent of Americans between nineteen and twenty-nine are uninsured.

So this is what people like you said. Many of the polled 19 to 29 year olds told Blue Cross that they weren’t comfortable with the idea that when going in to a physician’s office for a routine visit they were typically had to pay not only the pre-set co-payment amount for their office visit but any extra costs for incurred due to necessary x-rays and or blood work. The TONIK plan takes care of these concerns by covering most lab-work, x-ray requirements and even certain specialized procedures under its office visit co-payment schedule. In addition, TONIK’s, practically unprecedented inclusion of both vision care and dental plan benefits, along with ample coverage for generic pharmacy-RX, doctor’s visits and hospital stays makes TONIK’s plans some of the most comprehensive out there. TONIK’s members really are covered from A to Z. And once a particular plan’s pre-set deductible level is met, all covered health benefits will be paid in full. See for yourself how much money you can save with TONIK. There are no co-insurance percentages that must be paid-out by plan members until a higher out of pocket maximum has been satisfied. For instance, if you’ve opted into the Calculated Risk Taker plan and find yourself saddled with a mind-numbing $150,000 hospital bill you’ll only be responsible for the first $1,500 of that amount. Tonik even offers discounts for those who lead healthy lifestyles.

TONIK: How the Plans Breakdown:
· The Thrill Seeker - waives the overall plan deductible for participant members first four doctor’s office visits per year – features a $20 per office visit Co-Payment, a on average $77 monthly premium and a $5,000 annual deductible schedule.
· The Part Time Daredevil - waives the overall plan deductible for member’s first four general practitioner visits per year – features a $30 per office visit Co-Payment amount, a on average $87 monthly premium and a $3,000 annual deductible.
· The Calculated Risk Taker - Offers its participant members basically unlimited physicians office visits each year, features a $40 Co-Payment amount, an on average $106 monthly premium and a $1,500 annual deductible.

TONIK’s Health Plans may be meant for the young and fun who like to party. But we all know, that when dealing with life’s curveballs, especially when in relates to our well being, we want something that is reliable. That’s why TONIK’s participants will be able to party hardier, just a little easier, knowing that their health care coverage isn’t in the hands of an insurance company that’s a start-up in any way, shape or form. TONIK is a Blue Cross Life & Health Insurance Co. product, backed by the impeccable reputation of Anthem Blue Cross, the state’s largest single health indemnity carrier.

Enrolling in one of TONIK’s plans is as easy as it is totally and one hundred percent additional fee free – we are a Blue Cross of CA Premier Partner Agency and therefore can offer our site’s guests all the benefits of personalized customer care that are our firm’s specialty. Why not take advantage of our services to help speed up your approval process by having someone to guide you through your application. Don’t get caught in the vacuum of automatic phone transfers, let us help you get the TONIK plan you’re looking for today.

If you any have questions regarding TONIK don’t hesitate to call us 818-654-4548 Looking forward to serving you.

Ready to apply? Apply online now

Individual and group plans name Health Plans in California :

Blue Cross Tonik 1500

Blue Cross Tonik 5000

Blue Cross Tonik 3000

Blue Cross core 5000
Blue Cross Basic PPO 2500
Blue Cross Basic PPO 1000
Blue Cross PPO 3500
Blue Cross PPO 3500 HSA
Blue Cross PPO Share 5000
Blue Cross PPO Saver
Blue Cross PPO Share 2500
Blue Cross PPO Share 1500
Blue Cross PPO Share 1000
Blue Cross PPO Share 500
Blue Cross EPO (HSA Compatible)
Blue Cross HMO Saver
Blue Cross HMO 100
BC Select HMO BC Select HMO
BC Right Plan Right Plan - No Rx
BC Right Plan Right Plan - Generic Rx
BC Right Plan Right Plan - Full Rx
BC Tonik Tonic 1500
BC Tonik Tonic 3000
BC Tonik Tonic 5000

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92172 SAN DIEGO 92173 SAN YSIDRO 92174 SAN DIEGO 92175 SAN DIEGO 92176 SAN DIEGO 92177 SAN DIEGO 92178 CORONADO 92179 SAN DIEGO 92182 SAN DIEGO 92184 SAN DIEGO 92186 SAN DIEGO 92187 SAN DIEGO 92190 SAN DIEGO 92191 SAN DIEGO 92192 SAN DIEGO 92193 SAN DIEGO 92194 SAN DIEGO 92195 SAN DIEGO 92196 SAN DIEGO 92197 SAN DIEGO 92198 SAN DIEGO 92199 SAN DIEGO 92201 INDIO 92202 INDIO 92203 INDIO 92210 INDIAN WELLS 92211 PALM DESERT 92220 BANNING 92222 BARD 92223 BEAUMONT 92225 BLYTHE 92226 BLYTHE 92227 BRAWLEY 92230 CABAZON 92231 CALEXICO 92232 CALEXICO 92233 CALIPATRIA 92234 CATHEDRAL CITY 92235 CATHEDRAL CITY 92236 COACHELLA 92239 DESERT CENTER 92240 DESERT HOT SPRINGS 92241 DESERT HOT SPRINGS 92242 EARP 92243 EL CENTRO 92244 EL CENTRO 92247 LA QUINTA 92248 LA QUINTA 92249 HEBER 92250 HOLTVILLE 92251 IMPERIAL 92252 JOSHUA TREE 92253 LA QUINTA 92254 MECCA 92255 PALM DESERT 92256 MORONGO VALLEY 92257 NILAND 92258 NORTH PALM SPRINGS 92259 OCOTILLO 92260 PALM DESERT 92261 PALM DESERT 92262 PALM SPRINGS 92263 PALM SPRINGS 92264 PALM SPRINGS 92266 PALO VERDE 92267 PARKER DAM 92268 PIONEERTOWN 92270 RANCHO MIRAGE 92273 SEELEY 92274 THERMAL 92275 SALTON CITY 92276 THOUSAND PALMS 92277 TWENTYNINE PALMS 92278 TWENTYNINE PALMS 92280 VIDAL 92281 WESTMORLAND 92282 WHITE WATER 92283 WINTERHAVEN 92284 YUCCA VALLEY 92285 LANDERS 92286 YUCCA VALLEY 92292 PALM SPRINGS 92301 ADELANTO 92304 AMBOY 92305 ANGELUS OAKS 92307 APPLE VALLEY 92308 APPLE VALLEY 92309 BAKER 92310 FORT IRWIN 92311 BARSTOW 92312 BARSTOW 92313 GRAND TERRACE 92314 BIG BEAR CITY 92315 BIG BEAR LAKE 92316 BLOOMINGTON 92317 BLUE JAY 92318 BRYN MAWR 92320 CALIMESA 92321 CEDAR GLEN 92322 CEDARPINES PARK 92323 CIMA 92324 COLTON 92325 CRESTLINE 92326 CREST PARK 92327 DAGGETT 92328 DEATH VALLEY 92329 PHELAN 92331 FONTANA 92332 ESSEX 92333 FAWNSKIN 92334 FONTANA 92335 FONTANA 92336 FONTANA 92337 FONTANA 92338 LUDLOW 92339 FOREST FALLS 92340 HESPERIA 92341 GREEN VALLEY LAKE 92342 HELENDALE 92344 HESPERIA 92345 HESPERIA 92346 HIGHLAND 92347 HINKLEY 92350 LOMA LINDA 92352 LAKE ARROWHEAD 92354 LOMA LINDA 92356 LUCERNE VALLEY 92357 LOMA LINDA 92358 LYTLE CREEK 92359 MENTONE 92363 NEEDLES 92364 NIPTON 92365 NEWBERRY SPRINGS 92366 MOUNTAIN PASS 92368 ORO GRANDE 92369 PATTON 92371 PHELAN 92372 PINON HILLS 92373 REDLANDS 92374 REDLANDS 92375 REDLANDS 92376 RIALTO 92377 RIALTO 92378 RIMFOREST 92382 RUNNING SPRINGS 92384 SHOSHONE 92385 SKYFOREST 92386 SUGARLOAF 92389 TECOPA 92391 TWIN PEAKS 92392 VICTORVILLE 92393 VICTORVILLE 92394 VICTORVILLE 92395 VICTORVILLE 92397 WRIGHTWOOD 92398 YERMO 92399 YUCAIPA 92401 SAN BERNARDINO 92402 SAN BERNARDINO 92403 SAN BERNARDINO 92404 SAN BERNARDINO 92405 SAN BERNARDINO 92406 SAN BERNARDINO 92407 SAN BERNARDINO 92408 SAN BERNARDINO 92410 SAN BERNARDINO 92411 SAN BERNARDINO 92412 SAN BERNARDINO 92413 SAN BERNARDINO 92414 SAN BERNARDINO 92415 SAN BERNARDINO 92418 SAN BERNARDINO 92423 SAN BERNARDINO 92424 SAN BERNARDINO 92427 SAN BERNARDINO 92501 RIVERSIDE 92502 RIVERSIDE 92503 RIVERSIDE 92504 RIVERSIDE 92505 RIVERSIDE 92506 RIVERSIDE 92507 RIVERSIDE 92508 RIVERSIDE 92509 RIVERSIDE 92513 RIVERSIDE 92514 RIVERSIDE 92515 RIVERSIDE 92516 RIVERSIDE 92517 RIVERSIDE 92518 MARCH AIR RESERVE BASE 92519 RIVERSIDE 92521 RIVERSIDE 92521 RIVERSIDE 92522 RIVERSIDE 92530 LAKE ELSINORE 92531 LAKE ELSINORE 92532 LAKE ELSINORE 92536 AGUANGA 92539 ANZA 92543 HEMET 92544 HEMET 92545 HEMET 92546 HEMET 92548 HOMELAND 92549 IDYLLWILD 92551 MORENO VALLEY 92552 MORENO VALLEY 92553 MORENO VALLEY 92554 MORENO VALLEY 92555 MORENO VALLEY 92556 MORENO VALLEY 92557 MORENO VALLEY 92561 MOUNTAIN CENTER 92562 MURRIETA 92563 MURRIETA 92564 MURRIETA 92567 NUEVO 92570 PERRIS 92571 PERRIS 92572 PERRIS 92581 SAN JACINTO 92582 SAN JACINTO 92583 SAN JACINTO 92584 MENIFEE 92585 SUN CITY 92586 SUN CITY 92587 SUN CITY 92589 TEMECULA 92590 TEMECULA 92591 TEMECULA 92592 TEMECULA 92593 TEMECULA 92595 WILDOMAR 92596 WINCHESTER 92599 PERRIS 92602 IRVINE 92603 IRVINE 92604 IRVINE 92605 HUNTINGTON BEACH 92606 IRVINE 92607 LAGUNA NIGUEL 92609 EL TORO 92610 FOOTHILL RANCH 92612 IRVINE 92614 IRVINE 92615 HUNTINGTON BEACH 92616 IRVINE 92617 IRVINE 92618 IRVINE 92619 IRVINE 92620 IRVINE 92623 IRVINE 92624 CAPISTRANO BEACH 92625 CORONA DEL MAR 92626 COSTA MESA 92627 COSTA MESA 92628 COSTA MESA 92629 DANA POINT 92630 LAKE FOREST 92637 LAGUNA WOODS 92646 HUNTINGTON BEACH 92647 HUNTINGTON BEACH 92648 HUNTINGTON BEACH 92649 HUNTINGTON BEACH 92650 EAST IRVINE 92651 LAGUNA BEACH 92652 LAGUNA BEACH 92653 LAGUNA HILLS 92654 LAGUNA HILLS 92655 MIDWAY CITY 92656 ALISO VIEJO 92657 NEWPORT COAST 92658 NEWPORT BEACH 92659 NEWPORT BEACH