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The Immediate Coverage You Need
- Between Jobs
- After Graduation
- While waiting for permanent coverage
The Power to Choose
- Coverage from 30 to 185 days
- Any day of the month to begin or end coverage
- Deductible you prefer from $250 to $2000
Maximum Coverage Period
You decide the length of coverage of your BC Life & Health
Short-Term PPO Plan, from a minimum of 30 to a maximum of 185 days. This
policy is non-renewable and designed to meet your health plan needs
while you are between other coverage. After your Short Term PPO Plan
expires, you may complete a new application and reapply for a new plan.
However, after you have had two elections of a BC Life & Health
Short-Term Plan with less than a six month lapse between, you must wait
six months before you reapply for short term coverage.
Eligibility and Enrollment
Pricing is based on a per member per day rate. Remit your check for
the entire premium with your application. For faster service, you may
opt to pay by credit card. (Visa, MasterCard or Discover) and submit via
fax.
In addition to satisfying our streamlined underwriting requirements
to qualify for coverage, you must be a permanent legal resident of
California, and:
- A resident of the United States for at least three months
- Age 15 days to 64 years old
- The applicant's spouse, age 64 or younger
- The applicant's child(ren), or the child(ren) of the applicant's
enrolling spouse, under 19 years of age
- The applicant's unmarried dependent child(ren) between the ages of
19 and 23 ("dependent" as defined by the Internal Revenue
Service)
Effective Date of Coverage
If you are approved, coverage begins at 12:01 a.m. on the date
following the postmark date on the envelope or the day the application
is received via fax.
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